One of the advantages of working with a well-established and highly rated company like 4 Pillars Debt Consultants is the peace of mind of knowing your debt consultant is a highly experienced professional. These debt consultants with people in and around the Victoria area and have done so for years, earning a top reputation with the thousands of families they have helped to get out of debt.
Free Consultation
All clients will start the process by meeting with a 4 Pillars debt consultant. The consultants also provide their resume and areas of expertise online, which allows people in the Victoria area to choose a consultant that best suits their specific debt concerns.
This first meeting with the debt consultant is a free consultant. This is where the 4 Pillars debt consultant does a basic analysis of the financial situation and then discusses preliminary debt reduction options. Most people are surprised to find out that they have more than one possible avenue to address their debt. For some, this is a significant relief, especially if they assumed bankruptcy was the only option.
Developing a Reasonable Plan
The vast majority of people who have substantial debt did not get into debt overnight, and they cannot reasonably expect to get out of debt immediately. This is where the experience and knowledge of the 4 Pillars debt consultant becomes a critical factor.
The debt consultant works with the individual or the couple to develop a plan of debt management that is customized and tailored to their needs. It takes into consideration their current income, living expenses, and other considerations to develop a practical, effective, and timely way to move from living in debt to living a debt-free life.
The client is involved in the process and has final determination over all aspects of the plan. The debt consultant works with them throughout the process, including helping to plan financially for the future.
To meet with a highly experienced and top-rated 4 Pillars debt consultant, contact us today. Information on our consultants can be found at 4pillarsdebtconsultants.ca