It is the law everywhere in the United States that a person must have a minimal amount of insurance on any vehicle they drive. In some cases, however, a person may not be able to afford insurance or may not be current on their payments and will drive despite not having adequate coverage. If they cause an accident during the time they don’t have insurance, the victim of the accident might have trouble obtaining compensation for their injuries.
Why Uninsured Motorists Is an Issue
When a person is injured in a car accident their injuries can range from minor to severe, they might need to repair or replace their vehicle, and could be out of work for a significant amount of time, or permanently, depending on their injuries. These costs should not be something they have to handle on their own since they did not cause the accident. When the person who did cause the accident isn’t insured, however, it can be difficult for them to obtain compensation to cover these expenses.
How to Handle This Issue
When the at-fault driver doesn’t have insurance, the victim will want to contact a lawyer who typically handles uninsured motorist claims. The lawyer is going to understand what steps can be taken to ensure a successful outcome in court and how to obtain the compensation once it is awarded. This is often the most difficult part of uninsured motorist claims, as the person who caused the accident may not have a lot of money and may not be able to cover all of the expenses outright. In these cases, the lawyer can help the person determine if there are other options available, like garnishing the person’s wages, to obtain the compensation they’re owed.
A person shouldn’t have to cover the expenses of an accident that was caused by another driver. However, it can be extremely difficult to obtain compensation when the at-fault driver doesn’t have any insurance. When this happens, the victim will want to contact a lawyer as quickly as possible to find out what their options are and learn what can be done to obtain compensation. For more information about this or to speak with a lawyer today, contact Dulaney Lauer & Thomas, LLP.
