Worker’s compensation is an insurance program that provides wage and medical benefits to injured workers. There are several steps involved in the process of filing for worker’s compensation. It is important these steps are carefully followed, so the worker will be able to receive their benefits after a workplace injury in Martinsburg WV. This information offers details to help injured workers understand their responsibilities and what will happen after they file.
The first step involved in the process is for the worker to report their injury to their employer. The process will not begin until the report is made. Failure to report in a timely manner will sometimes cause a worker’s compensation claim to be denied. Once the report has been made, the employer must report to their insurance company and then the injured worker is given instructions on the steps they will need to take.
After a workplace injury in Martinsburg WV, an injured worker is required to see the doctor approved by their employer and insurance company. This allows the insurance company to be given a diagnosis and prognosis so they can use this information to determine whether or not they need to approve a claim. Denials are not uncommon, but this does not mean the process has to end without a worker being given benefits. Individuals always have the right to appeal if their claim has been denied.
If a claimant has been denied their benefits, they will need to file a claim with the Offices of Insurance Commissioner. It is not required for an injured worker to be represented by a lawyer but many feel greater peace of mind when they have legal help with their claim. An appeal takes place in a hearing, and a judge decides on whether or not benefits will be granted.
Those who have been injured on the job have the right to file for worker’s compensation in the state of West Virginia. A lawyer’s help can make the process of pursuing benefits much easier for injured workers. Contact the Business Name and ask them to schedule your consultation appointment so you can learn about your rights.
