So, your car has suffered some damage. Whether it be a tiny ding to your driver’s side door, or a serious fender bender, the first question that usually crops up for people in this instance is: will my insurance cover it? After all, repairs are expensive, even for smaller bits of damage, and you may not have that kind of cash to throw around. If you are wondering about if your insurance will cover automobile dent repair in Danville IL, and if you have any other options if not, the answer is as follows.
Options
There are insurance plans beyond the basic auto insurance that will take some of the damage off, but you should probably check the insurance you currently have and make sure of what your coverages are. Collision and comprehensive coverage is essential if you want to ensure that your automobile is fully covered for dent repair services.
Collision is designed to protect you if your car collides with anything that isn’t another vehicle. If you have collision insurance, it will cover the cost to both your car and to the property you damaged. So, if you accidentally hit a street lamp because you were distracted, collision insurance will cover the damages. Comprehensive insurance covers damage that you had no hand in causing. This includes break-ins, falling objects, fire damage, certain natural disasters (may vary depending on the plan) and vandalism.
Certain insurance companies offer mechanical breakdown insurance as well. Obviously, this covers you when your car breaks down. And in the best scenarios, it extends your car’s warranty, which can take even more of the financial pressure off of you.
If you find yourself in need of automobile dent repair services in Danville, IL, or the surrounding areas Todd’s Auto Body is the go to source.
