It can be difficult to deal with the consequences of an auto accident, especially when serious injuries have occurred. A driver’s insurance company may try to avoid paying expenses related to injury and property damage. If a victim cannot negotiate with the insurance companies or the at-fault party, an auto accident attorney in Lacey, WA can help them during the claims negotiation and settlement processes. The tips below can help clients negotiate a favorable auto accident settlement.
Accident Settlement Negotiations
Even if a client has never negotiated with insurers, it is possible to obtain a settlement that accounts for all of the person’s injuries, losses, and pain and suffering. At the core, settlement negotiations are not much different from other bargaining types. Insurance company representatives must protect corporate interests, and they will try to minimize payouts. The tips in the sections below can help clients get a more favorable settlement offer.
Initiate a Claim Quickly After an Accident
After an auto accident, the victim should contact their auto insurance company immediately. It is important to start the claim process quickly, so details of the incident are accurately reported. An auto accident attorney can help a victim start the claims process while providing legal advice at every stage.
Keep Adequate Records
Victims should keep a chronological file of auto accident records. The file should include police reports, doctors’ records, car repair bills, and anything else tied to the accident. Clients and attorneys rely on such documents during negotiations, and being prepared can expedite a potential settlement.
Determine a Reasonable Settlement Amount
Before sending a demand letter to the insurer, the victim must assign a value to the claim. When determining a figure, a lawyer will consider the cost of medical care, the amount of lost income, the client’s disability and care requirements, pain and suffering, and the costs of vehicle repair or replacement.
Know When It Is Time to Call a Lawyer
If a person cannot arrive at a reasonable settlement when negotiating with an auto insurer, they should visit our website to hire an accident lawyer. An auto accident attorney in Lacey, WA can help a client evaluate their situation and determine the necessity of a personal injury suit.
