Most people in Victoria have experienced a period in their life where they may have struggled with debt. This may have been a very short period between jobs or between graduation and finding employment, but it is most likely a memorable time of life.
Not having the financial resources to be able to make payments, stay current on mortgages, car loans, or student loans, or to have money for groceries, utility bills, or gas for a vehicle is a very challenging place to be. If you are in this situation in the Victoria area, our debt consultants are here to help.
What is a Debt Consultant?
Debt consultants are professionals in the financial field who work confidentially with individuals or couples to make recommendations for managing debt and eventually paying off debt. They do not manage the debt repayment, but they provide individuals with the options available.
In some cases, debt consultants can help people to consider a budget and change some of their spending habits to allow the individual to pay off debt. In other cases, the consultant may suggest a consolidation loan, consumer proposal, or bankruptcy. However, the debt consultant does not manage these issues, and a consumer proposal or a bankruptcy is handled by a Licensed Insolvency Trustee (LIT).
Beyond the Basics
In addition to providing consumers with customized options, our debt consultants at 4 Pillars work with clients to more effectively manage finances and debt to avoid future problems. This includes helping you to rebuild your credit score and set yourself up for future success.
To find out more about making your financial future a positive place to be, call us today at 866-690-3328.
