Throughout the Magnolia State, drivers are legally required to keep car insurance. Not doing so, if caught, can result in a fine of $1,000, vehicle registration suspension, and driver’s license suspension for up to a year. Despite an auto insurance policy in Hattiesburg, MS. being mandatory, it’s still possible to save – here’s how.
Is Collision or Comprehensive Ideal for You?
Collision and comprehensive are two types of auto insurance coverage that cover personal vehicle damage and a slew of other accidents, respectively. Liability coverage, on the other hand, is the Mississippi state minimum and only covers other people’s injuries and property damage. If your vehicle is less than ten times the annual cost of your comprehensive or collision policy, you’re better off with liability coverage.
Bundling Can Go a Long Way
You’ve probably seen advertisements for bundling insurance policies. No matter where you purchase insurance, you’ll likely be able to bundle policies. Never welcome a new policy unless you need it; if you do need it, bundle on!
Low-Mileage Discounts or Pay-Per-Mile Charge Bases
If you don’t drive much, consider asking your insurer about a low-mileage discount or to be billed on a pay-per-mile basis. If you do drive a lot, stay far away from these, as you could be charged more for not being honest with your insurer.
Saving on Car Insurance Made Easy by This Firm
USA Insurance Co. is a great place to find an affordable auto insurance policy in Hattiesburg, MS. Visit https://www.chooseusainsurance.com/ to learn more about its offerings.
